Archive for Uncategorized

What Are Interest Rates Signaling?

By Professor Ricardo “Rick” Ulivi, Ph.D. August 2016 We all know that interest rates are at record lows, not only in the USA but also in the most productive economies of the world. In fact, in some countries, interest rates are negative. That is, you have to pay them to take your money. Totally crazy.

The Disruptive Effects of China’s Economic Rise

By Professor Ricardo Ulivi, Ph.D. The English vote last Thursday has caused some important financial losses and may result in additional ones in the near future. Analysts have given many reasons for the vote results, including uncontrolled immigration, and the loss of good jobs due to the effects of free trade agreements and globalization. All

Today’s Financial Problem: Uncertainty!

By Professor Ricardo “Rick” Ulivi, Ph.D. I just dusted off my crystal ball to see what it’s predicting, and it’s foggy. So I went to my back up–my tea leaves. There is a tempest in my tea cup, so it’s impossible to read their predictions either. Perhaps they are telling me something . . .that

What’s in the Future: Deflation or Inflation?

By Professor Ricardo “Rick” Ulivi, Ph.D. When you consider making an investment, you are really betting on its future cash flows, so it’s important to have a mental picture of what might happen to the economy. That’s because if the economy slows down, you can expect the future cash flows from your investment to slow

Stock Market Turmoil: Is It Better to Sell, or Just Ride Out the Ups and Downs?

By Professor Ricardo “Rick” Ulivi, Ph.D. Year to date the stock market is down about 10%, depending on the day you take the measurement. In financial terminology, that’s a correction. Another 10% drop, and it will be considered a bear market. A 10% drop can be ignored; you can argue that it is a temporary