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	<title>Ulivi Wealth Management</title>
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	<description>Fee-Only Advisor in Orange County</description>
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		<title>How to Keep Your Nest Egg and Spending in Balance</title>
		<link>http://ulivi.com/blog/?p=34</link>
		<comments>http://ulivi.com/blog/?p=34#comments</comments>
		<pubDate>Tue, 26 Jan 2010 00:32:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://ulivi.com/blog/?p=34</guid>
		<description><![CDATA[By Professor Rick Ulivi, Ph.D.
professor@ulivi.com
Website: www.ulivi.com
How much income can you afford to take out each year from your investments? This is a tough question for retiree’s because withdrawing too quickly leads to overspending and desperation, but not withdrawing enough at the appropriate time will not allow a retiree to enjoy all his/her savings thru retirement.
The [...]]]></description>
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		<title>Who Can You Trust?</title>
		<link>http://ulivi.com/blog/?p=43</link>
		<comments>http://ulivi.com/blog/?p=43#comments</comments>
		<pubDate>Sat, 26 Dec 2009 00:37:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">http://ulivi.com/blog/?p=43</guid>
		<description><![CDATA[It seems these days you can’t trust anyone anymore.  One of the foundations of finance is trust, so if we can’t trust our business associates and relationships, we are in deep trouble. Am I exaggerating?  Here are a few examples to illustrate why it has become so difficult, if not outright impossible, to trust anyone [...]]]></description>
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		<title>Are Bonds a Good Buy Now?</title>
		<link>http://ulivi.com/blog/?p=13</link>
		<comments>http://ulivi.com/blog/?p=13#comments</comments>
		<pubDate>Sun, 15 Nov 2009 17:02:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[If you are like the rest of us, you are probably very disappointed with the returns in your money market funds and/or CDs.  Because they are paying near zero interest, the temptation is to look elsewhere for better returns, and bonds are a natural place to look.  But, is buying bonds now a smart decision?
As [...]]]></description>
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		<title>Interest Rate</title>
		<link>http://ulivi.com/blog/?p=28</link>
		<comments>http://ulivi.com/blog/?p=28#comments</comments>
		<pubDate>Sat, 26 Sep 2009 00:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Strategy]]></category>

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		<description><![CDATA[Dear:
For over a year my advice to clients has been to keep lots of their funds in a money market fund.  There were two main reasons supporting my recommendation: the financial chaos we experienced last year and the fact that interest rates were so low that it did not make sense to buy most bonds.  [...]]]></description>
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		<title>Should You Focus on Yield or Safety?</title>
		<link>http://ulivi.com/blog/?p=17</link>
		<comments>http://ulivi.com/blog/?p=17#comments</comments>
		<pubDate>Tue, 25 Aug 2009 17:34:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">http://ulivi.com/blog/?p=17</guid>
		<description><![CDATA[When you are evaluating an investment, which is more important, the yield or the safety?  In other words, should you focus on the expected rate of return or the risk?  The key is to take both into account while trying to gauge the tradeoff involved.  Yet too often investors tend to emphasize one or the [...]]]></description>
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